SCCU Visa® Platinum Business Credit Card
Earn rewards on business purchases with tools that help you stay protected and in control.
From supply runs to client lunches, your spending can work harder with rewards and business‑focused protections.61
*See rates, rewards, fees, and other cost information.
Cardholder Agreement & Application Disclosure (PDF)
Rewards Terms & Conditions (PDF)
Low Intro APR. Smart Business Savings.
- 0% Intro APR57– For six months on purchases and balance transfers.
- Low Ongoing Rate – A variable APR applies after the introductory period.
- No annual fee – Keep more of what you earn with fewer ongoing costs.
Built-In Benefits
Built to help you manage expenses, protect your business, and stay in control—whether you’re in the office or on the go.
Card Controls & Alerts
Manage your card, set alerts, and track activity in Online & Mobile Banking.
Real-Time Fraud Alerts
Get notified of suspicious activity and respond quickly.
Visa Zero Liability® Policy
You’re protected from unauthorized transactions.
Contactless Payments
Tap to pay for a secure, convenient, and touch-free way to check out.
Digital Wallet Compatibility
Add your card to mobile wallets for secure payments online, in apps, or in stores.
Fee‑Free ATM Access
Withdraw cash at 20,000+ Allpoint® ATMs nationwide.
Automatic Card Updates
Visa Account Updater® (VAU) helps keep recurring payments working after reissue.
Visa SavingsEdge®
Access merchant discounts and automatic savings with participating businesses.
Business Protections & Travel Benefits
Includes business protections for purchases, travel, and rental vehicles.
Turn everyday business expenses into valuable rewards.
Earn points on the purchases your business makes most, from dining and fuel to office supplies and everyday expenses. Your points add up automatically and can be redeemed when it’s convenient for your business.
| APR* for Purchases |
As low as 14.74% APR based on creditworthiness. Your APR will vary with the market based on the Wall Street Journal Prime Rate. |
|---|---|
| APR* for Balance Transfers |
As low as 14.74% APR based on creditworthiness. Your APR will vary with the market based on the Wall Street Journal Prime Rate. |
| APR* for Cash Advances |
As low as 14.74% APR based on creditworthiness. Your APR will vary with the market based on the Wall Street Journal Prime Rate. |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
Quick Links
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FAQs
▸ How do rewards work on the SCCU Visa Platinum Business Credit Card?
You earn points on eligible business purchases. Points add up automatically and can be redeemed for cash back, travel, gift cards, and more through Online Banking. Reward points don’t expire while your account is open and in good standing.
▸ Can I redeem rewards for business expenses?
Yes. Rewards can be redeemed for cash back and deposited directly into your SCCU Business Checking or Savings account, making it easy to offset everyday business costs.
▸ Can I issue additional cards to employees?
Yes. Additional cards may be issued to authorized employees, helping you track and manage business expenses more efficiently.
▸ Can I pay my SCCU Visa Platinum Business Credit Card bill online?
Yes. You can view balances, make payments, and manage your card through Online and Mobile Banking.
▸ How do I qualify for an SCCU Visa Platinum Business Credit Card?
Business owners, including sole proprietors, partnerships, and corporations, may apply. Approval is subject to SCCU membership and credit qualifications.